body {
	font: 100% Verdana, Arial, Helvetica, sans-serif;
	margin: 0; 
	padding: 0;
	text-align: center;
	color: #EFF0EB;
	background-color: #2A2A2A;
}
.oneColLiqCtrHdr #container {
	width: 978px;
	border: 1px solid #565C5C;
	text-align: left;
	padding: 0px;
	margin-top: 0;
	margin-right: auto;
	margin-bottom: 0;
	margin-left: auto;
	background-color: #F2FDFF;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 12px;
	font-weight: normal;
	color: #333333;
	line-height: 20px;
	text-decoration: none;
}
.oneColLiqCtrHdr #header {
	background: #DDDDDD;
	padding: 0;
	margin: 0px;
}
#header #header-top {
	width: 100%;
	position: relative;
	height: 98px;
	margin: 0px;
	padding: 0px;
}
#header #header-topb {
	width: 100%;
	position: relative;
	height: 79px;
	margin: 0px;
	padding: 0px;
}
#header #header-top #ht1 {
	height: 98px;
	width: 219px;
	position: absolute;
	left: 0px;
	top: 0px;
	background-image: url(../pics/ht1.jpg);
}
#header #header-top #ht2 {
	height: 98px;
	width: 393px;
	position: absolute;
	left: 219px;
	top: 0px;
	background-image: url(../pics/ht2.jpg);
}
#header #header-top #ht3 {
	height: 98px;
	width: 366px;
	position: absolute;
	left: 612px;
	top: 0px;
	background-image: url(../pics/ht3.jpg);
	font-family: Arial, Helvetica, sans-serif;
	color: #11395D;
	text-decoration: none;
	font-size: 16px;
	text-align: right;
}
#header #header-top #ht3 a {
	font-family: Arial, Helvetica, sans-serif;
	color: #FFFFFF;
	font-size: 12px;
	text-decoration: none;
	line-height: 60px;
	font-weight: bold;
}
#header #header-top #ht3 a:hover {
	color: #3DABE0;
}


#header #header-topb #ht1b {
	height: 79px;
	width: 219px;
	position: absolute;
	left: 0px;
	top: 0px;
	background-image: url(../pics/ht1b.jpg);
}
#header #header-topb #ht2b {
	height: 79px;
	width: 393px;
	position: absolute;
	left: 219px;
	top: 0px;
	background-image: url(../pics/ht2b.jpg);
}
#header #header-topb #ht3b {
	height: 79px;
	width: 366px;
	position: absolute;
	left: 612px;
	top: 0px;
	background-image: url(../pics/ht3b.jpg);
	font-family: Arial, Helvetica, sans-serif;
	color: #11395D;
	text-decoration: none;
	font-size: 16px;
	text-align: right;
}
#header #header-topb #ht3b a {
	font-family: Arial, Helvetica, sans-serif;
	color: #FFFFFF;
	font-size: 12px;
	text-decoration: none;
	line-height: 60px;
	font-weight: bold;
}
#header #header-topb #ht3b a:hover {
	color: #3DABE0;
}
#header #header-mid {
	width: 100%;
	position: relative;
	height: 142px;
}
#header #header-mid #hm1 {
	height: 142px;
	width: 219px;
	position: absolute;
	left: 0px;
	top: 0px;
	background-image: url(../pics/hm1.jpg);
}
#header #header-mid #hm2 {
	height: 142px;
	width: 393px;
	position: absolute;
	left: 219px;
	top: 0px;
	background-image: url(../pics/hm2.jpg);
}
#header #header-mid #hm3 {
	height: 142px;
	width: 366px;
	position: absolute;
	left: 612px;
	top: 0px;
	background-image: url(../pics/hm3.jpg);
}
#header #header-bottom {
	width: 100%;
	position: relative;
	height: 201px;
}
#header #header-bottom #hb1 {
	height: 201px;
	width: 219px;
	position: absolute;
	left: 0px;
	top: 0px;
	background-image: url(../pics/hb1.jpg);
}
#header #header-bottom #hb2 {
	height: 201px;
	width: 190px;
	position: absolute;
	left: 219px;
	top: 0px;
	background-image: url(../pics/hb2.jpg);
}
#header #header-bottom #hb3 {
	height: 201px;
	width: 203px;
	position: absolute;
	left: 409px;
	top: 0px;
	background-image: url(../pics/hb3.jpg);
	color: #46A0D5;
	text-decoration: none;
}
#header #header-bottom #hb4 {
	height: 201px;
	width: 332px;
	position: absolute;
	left: 612px;
	top: 0px;
	background-image: url(../pics/hb4.jpg);
}
#header #header-bottom #hb5 {
	height: 201px;
	width: 34px;
	position: absolute;
	left: 944px;
	top: 0px;
	background-image: url(../pics/hb5.jpg);
}

#header #header-bottomb {
	width: 100%;
	position: relative;
	height: 201px;
}
#header #header-bottomb #hb1b {
	height: 201px;
	width: 219px;
	position: absolute;
	left: 0px;
	top: 0px;
	background-image: url(../pics/hb1b.jpg);
}
#header #header-bottomb #hb2b {
	height: 201px;
	width: 190px;
	position: absolute;
	left: 219px;
	top: 0px;
	background-image: url(../pics/hb2b.jpg);
}
#header #header-bottomb #hb3b {
	height: 201px;
	width: 203px;
	position: absolute;
	left: 409px;
	top: 0px;
	background-image: url(../pics/hb3b.jpg);
	color: #46A0D5;
	text-decoration: none;
}
#header #header-bottomb #hb4b {
	height: 201px;
	width: 332px;
	position: absolute;
	left: 612px;
	top: 0px;
	background-image: url(../pics/slide00.jpg);
}
#header #header-bottomb #hb5b {
	height: 201px;
	width: 34px;
	position: absolute;
	left: 944px;
	top: 0px;
	background-image: url(../pics/hb5b.jpg);
}
#header #founder {
	background-image: url(../pics/founder-back.jpg);
	height: 32px;
	width: 100%;
	color: #333333;
	text-align: right;
}
#header #founder2 {
	background-image: url(../pics/founder-backb.jpg);
	height: 38px;
	width: 100%;
	color: #333333;
	text-align: right;
}
.oneColLiqCtrHdr #mainContent {
	padding: 0 20px;
	background-color: #F2FDFF;
	background-image: url(../pics/maincontent-back2.jpg);
	background-repeat: no-repeat;
	background-position: left top;
}
#mainContent .accent-text2 {
	font-size: 14px;
	color: #296995;
	font-style: italic;
	font-family: Georgia, "Times New Roman", Times, serif;
}
#mainContent #submenu {
	height: 150px;
	position: relative;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 8pt;
	color: #000033;
	text-decoration: none;
	text-align: center;
	line-height: 11px;
	margin-left: 8px;
	margin-top: 0px;
	margin-bottom: 20px;
}
#mainContent #submenu #sm1 {
	position: absolute;
	height: 140px;
	width: 111px;
	left: 0px;
	top: 0px;
	background-image: url(../pics/sm1b.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	padding-top: 10px;
	text-decoration: none;
	color: #333333;
	display: block;
}
#mainContent #submenu #sm1 a {
	position: absolute;
	height: 140px;
	width: 111px;
	left: 0px;
	top: 0px;
	background-image: url(../pics/sm1a.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	padding-top: 10px;
	text-decoration: none;
	color: #333333;
	display: block;
}
#mainContent #submenu #sm1 a:hover {
	background-image: url(../pics/sm1b.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	color: #103B5E;
}
#mainContent #submenu #sm2 {
	position: absolute;
	height: 140px;
	width: 111px;
	left: 134px;
	top: 0px;
	background-image: url(../pics/sm7b.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	padding-top: 10px;
	text-decoration: none;
	color: #333333;
	display: block;
}
#mainContent #submenu #sm2 a {
	position: relative;
	height: 140px;
	width: 111px;
	background-image: url(../pics/sm7a.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	text-decoration: none;
	color: #333333;
	display: block;
}
#mainContent #submenu #sm2 a:hover {
	background-image: url(../pics/sm7b.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	color: #103B5E;
}
#mainContent #submenu #sm3 {
	position: absolute;
	height: 140px;
	width: 111px;
	left: 268px;
	top: 0px;
	background-image: url(../pics/sm2b.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	padding-top: 10px;
	text-decoration: none;
	color: #333333;
	display: block;
}
#mainContent #submenu #sm3 a {
	position: realtive;
	height: 140px;
	width: 111px;
	background-image: url(../pics/sm2a.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	text-decoration: none;
	color: #333333;
	display: block;
}
#mainContent #submenu #sm3 a:hover {
	background-image: url(../pics/sm2b.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	color: #103B5E;
}
#mainContent #submenu #sm4 a {
	position: relative;
	height: 140px;
	width: 111px;
	background-image: url(../pics/sm3a.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	text-decoration: none;
	color: #333333;
	display: block;
}
#mainContent #submenu #sm4 {
	position: absolute;
	height: 140px;
	width: 111px;
	left: 402px;
	top: 0px;
	background-image: url(../pics/sm3b.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	padding-top: 10px;
	text-decoration: none;
	color: #333333;
	display: block;
}
#mainContent #submenu #sm4 a:hover {
	background-image: url(../pics/sm3b.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	color: #103B5E;
}
#mainContent #submenu #sm5 {
	position: absolute;
	height: 140px;
	width: 111px;
	left: 536px;
	top: 0px;
	background-image: url(../pics/sm4b.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	padding-top: 10px;
	text-decoration: none;
	color: #333333;
	display: block;
}
#mainContent #submenu #sm5 a {
	position: realtive;
	height: 140px;
	width: 111px;
	background-image: url(../pics/sm4a.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	text-decoration: none;
	color: #333333;
	display: block;
}
#mainContent #submenu #sm5 a:hover {
	background-image: url(../pics/sm4b.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	color: #103B5E;
}
#mainContent #submenu #sm6 {
	position: absolute;
	height: 140px;
	width: 111px;
	left: 670px;
	top: 0px;
	background-image: url(../pics/sm5b.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	padding-top: 10px;
	text-decoration: none;
	color: #333333;
	display: block;
}
#mainContent #submenu #sm6 a {
	position: realtive;
	height: 140px;
	width: 111px;
	background-image: url(../pics/sm5a.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	text-decoration: none;
	color: #333333;
	display: block;
}
#mainContent #submenu #sm6 a:hover {
	background-image: url(../pics/sm5b.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	color: #103B5E;
}
#mainContent #submenu #sm7 {
	position: absolute;
	height: 140px;
	width: 111px;
	left: 804px;
	top: 0px;
	background-image: url(../pics/sm6b.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	padding-top: 10px;
	text-decoration: none;
	color: #333333;
	display: block;
}
#mainContent #submenu #sm7 a {
	position: realtive;
	height: 140px;
	width: 111px;
	background-image: url(../pics/sm6a.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	text-decoration: none;
	color: #333333;
	display: block;
}
#mainContent #submenu #sm7 a:hover {
	background-image: url(../pics/sm6b.jpg);
	background-position: left bottom;
	background-repeat: no-repeat;
	color: #103B5E;
}
.oneColLiqCtrHdr #footer {
	padding: 0 10px;
	background-color: #323230;
	color: #3D8DC0;
} 
.oneColLiqCtrHdr #footer a {
	color: #999999;
	text-decoration: none;
} 
.oneColLiqCtrHdr #footer a:hover {
	color: #3682B3;
} 
.oneColLiqCtrHdr #footer p {
	margin: 0; /* zeroing the margins of the first element in the footer will avoid the possibility of margin collapse - a space between divs */
	padding: 10px 0; /* padding on this element will create space, just as the the margin would have, without the margin collapse issue */
	text-align: center;
}
#mainContent .page-slogan {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 18px;
	font-style: italic;
	color: #3680AF;
	text-align: center;
	display: block;
	margin-top: 0px;
	margin-bottom: 30px;
}
.page-header {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 18px;
	font-style: italic;
	color: #3680AF;
	text-align: left;
	display: block;
	margin-top: 30px;
	margin-bottom: 30px;
}
.accent-text {
	font-family: Georgia, "Times New Roman", Times, serif;
	font-size: 14px;
	font-style: italic;
	color: #3680AF;
	text-align: center;
	display: block;
	margin-top: 30px;
	margin-bottom: 30px;
}
#mainContent .first-char {
	font-size: 18px;
}